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InfoResearchPeer-reviewed

Drivers of Open Banking Adoption: A Dual Perspective from Taiwan

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Summary

This study examines what drives open banking adoption in Taiwan, combining the Technology–Organization–Environment framework with the Analytic Hierarchy Process to build a grounded model. Drawing on 20 experts and 264 potential users, it finds that security concerns consistently act as a critical determinant, while government and senior leadership support are indispensable in the early market.