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InfoResearchPeer-reviewed
Better (Cyber) Insured than Sorry? Unraveling Cognitive Factors in the (Non)Adoption of Personal Cyber Insurance using fsQCA
- Published
- Record updated
Summary
Researchers investigate why private individuals in the United States do or do not adopt personal cyber insurance, which covers residual cyber risks. Using survey data from 301 individuals and Fuzzy-Set Qualitative Comparative Analysis (fsQCA), they test 12 a priori propositions drawn from Protection Motivation Theory (PMT) and Theory of Planned Behavior (TPB). The study finds asymmetric explanatory patterns that go beyond symmetric, variance-based models of insurance adoption.